Getting approved for a $10,000 personal loan requires you to position yourself as a reliable borrower, understand what ...

Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

At a time when Americans are saddled with more credit-card debt and higher interest rates, a new bill is seeking to cap credit card annual percentage rates at 18%. Sen. Josh Hawley, a Republican from ...

However, despite the Fed holding its benchmark interest rate steady since December, some banks are raising annual percentage rates (APR) for credit card users that they deem to be riskier, while ...

If you're shopping for a new or used car, you've hopefully done some calculations to figure out exactly how much car you can afford. But have you considered the cost of your auto loan? There are lots ...

A purchase APR determines how much interest you'll pay on purchases you make with your credit card if you carry a balance. Credit card companies determine many APRs based on the prime rate – plus a ...

Learn how to find the lowest loan APRs you can qualify for For an interest rate to be good, it should be lower than the average rate for your credit profile. The average personal loan rate on a ...

Credit Question: I have a balance on a credit card with two different APRs. If I pay more than the minimum, does my whole payment reduce the balance with the higher APR? – Ken Answer: Hi Ken, Paying ...

BNPL has become an unmistakable rival at checkout. Marketed as simple and often interest-free, it has broad appeal. For prime ...

This is not the first rate hike this year on popular cards like The Platinum Card® from American Express -- and it won't be the last. Jaclyn was a CNET Money editor with a fondness for the sweet spot ...