Getting approved for a $10,000 personal loan requires you to position yourself as a reliable borrower, understand what ...

Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

However, despite the Fed holding its benchmark interest rate steady since December, some banks are raising annual percentage rates (APR) for credit card users that they deem to be riskier, while ...

At a time when Americans are saddled with more credit-card debt and higher interest rates, a new bill is seeking to cap credit card annual percentage rates at 18%. Sen. Josh Hawley, a Republican from ...

If you're shopping for a new or used car, you've hopefully done some calculations to figure out exactly how much car you can afford. But have you considered the cost of your auto loan? There are lots ...

Learn how to find the lowest loan APRs you can qualify for For an interest rate to be good, it should be lower than the average rate for your credit profile. The average personal loan rate on a ...

Credit Question: I have a balance on a credit card with two different APRs. If I pay more than the minimum, does my whole payment reduce the balance with the higher APR? – Ken Answer: Hi Ken, Paying ...

Digging your way out of debt may require some creative thinking. It’s a time of mounting financial pressures. Americans now have a collective $1 trillion in credit-card debt and delinquency rates are ...

This is not the first rate hike this year on popular cards like The Platinum Card® from American Express -- and it won't be the last. Jaclyn was a CNET Money editor with a fondness for the sweet spot ...