The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

The Fed's interest rate cut will have a gradual impact on mortgages and credit card rate relief could be slow.

Access to credit is an important resource for managing personal finances, whether to pay for major purchases, serve as a bridge to cover regular expenses, or smooth out spending when something ...

Inflation is top of mind for the average American, yet experts say we are spending cash in record amounts. It seems credit cards have been the band aid to make ends meet these days. In fact, Americans ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

If you were hoping the Federal Reserve's December rate cut would make your credit card bill easier to pay off, credit specialist John Ulzheimer says there are other, more important factors to consider ...

Vantage Credit Union launches a Holiday Card Special, offering low intro rates and rewards, blending local service with ...

If high-interest balances have been weighing you down, now is the perfect time to take control and start fresh.

Image Credit: Pormezz / Shutterstock Credit cards used to be a convenience. Now they’re a necessity for millions of Americans relying on taking on debt for groceries, gas, and other daily essentials — ...

This math says that a typical Californian card balance is equivalent to eight days’ worth of the average wage. That ties ...