To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

What is debt-to-income ratio and how does it affect you? You don't need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those ...

Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

Learn what credit criteria are, how they influence loan approvals, and tips to improve your creditworthiness for better ...

Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Owing a large amount of debt — especially ...

Wondering if your debt load is too high? Here's how to gauge it — and what else you should keep in mind right now.

You don’t need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those terms is DTI, or debt-to-income ratio. It’s an important ...