Telematics car insurance has a simple promise — you can get a significant discount just for proving you're already a safe driver. Insurance companies like Progressive, State Farm and Allstate now ...

Pay-as-you-drive insurance uses a telematics device, a small plug-in unit, or a smartphone app to monitor your driving and report data back to your insurer.

Telematics insurance uses monitoring technology to set or adjust auto insurance rates. It's also called usage-based insurance (UBI). It comes in two forms. Mileage based insurance sets rates based in ...

As insurance premiums seem to increase frequently, it isn’t a wonder why consumers are looking for ways to lower their rates. Most auto insurance companies offer some sort of discount for safer ...

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