Key Points ・Deferment lets borrowers pause federal student loan payments during hardship or unemployment, often without interest on subsidized loans. ・Current deferment options (like economic hardship ...

Private student loan rates change more often and can be fixed or variable. Rates are based on lender preferences, personal ...

With most relief programs paused or gutted, the IBR plan remains one of the few paths to full student debt cancellation.

Federal student loan laws are changing in 2026, with new limits on how much some parents and students can borrow. The caps are expected to push more borrowers to private student loans for college ...