The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

New home loan applications decreased as mortgage rates ticked up—sending potential homebuyers back to the sidelines.

Finding the right mortgage lender can be tricky, but doing so can also pay off, both literally and figuratively, especially ...

Promise Home Loans (NMLS #2372318) is an online mortgage lending company started in 2022. The company provides options for both home purchases and refinances to borrowers in four states: California, ...

In 2024, the denial reason most commonly cited by lenders was debt-to-income (DTI) ratio, listed as the primary reason in 36% of mortgage denials. The second most common was collateral (17%). Both of ...

Despite a decrease in interest rates for 30-year mortgages, the volume of applications to refinance dipped 1.6 percent last week, according to the Mortgage Bankers Association. The decrease was the ...

Mortgage applications for new-home purchases fell 2.6% in October, but new-home sales rose, driven by lower rates and increased use of ARMs.

Mortgage application volume slipped by 1.8 percent during the week ended Oct. 19, according to the Mortgage Bankers Association‘s Market Composite Index. During the week, the average contract interest ...

LOS ANGELES -- U.S. home loan applications are the lowest in decades as evidence mounts that rising mortgage rates and home prices are shutting out many aspiring homeowners. An index that tracks ...

Assumable loans allow a buyer to take on a seller’s mortgage. Portable loans allow sellers to keep their loan when they move.