You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Common ways to access home equity include cash-out refinancing, home equity loans, home equity lines of credit, and home equity investments. You can use your home equity to pay off high-interest debt, ...

HELOCs, or home equity lines of credit, give homeowners a way to leverage the growing value of their house for anything from renovations to college tuition — and enjoy 10 years of interest-only ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

For most people, a home isn't just where they live - it's one of their most powerful financial assets. As you make mortgage payments and your property's value grows, you build home equity, or the ...