Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...

Stafford Loans are also known as Direct Loans. They’re federal loans provided by the U.S. government to help students pay the costs of college. There are two types of Stafford loans subsidized and ...

In most cases, regular loan payments begin after the loan grace period, or 6 months after the student graduates, leaves school, or drops below half-time enrollment. Repayment will initially be ...

These fixed-rate, federally guaranteed loans are processed through the Federal Direct Loan Program. Loans will be issued in the student’s name, and the student will be responsible for repayment. To be ...

There are four types of federal Direct Loans, including subsidized, unsubsidized, PLUS and consolidation loans Written By Written by Contributor, Buy Side Becca Stanek is a contributor to Buy Side and ...

Federal Direct PLUS Loans are available to graduate or professional students (Grad PLUS) and parents of dependent undergraduate students (Parent PLUS). Direct PLUS loans can help cover the remaining ...

If you’re looking for a loan but finding it hard to get approved, you’re not alone. The overall credit rejection rate in the U.S. currently sits at 21.8%, the highest level since June 2018. For those ...

New York, Oct. 15, 2025 (GLOBE NEWSWIRE) -- Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always review loan terms carefully and consult a ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2024-2025 range from 6.53% to 9.08%. Rates are expected to be lower ...

Federal student loans are offered by the U.S. Department of Education to help eligible students cover the cost of higher education at an accredited institution. To apply for a Direct Loan, you must ...