A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or ...

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. Retirees face a dramatically altered tax landscape in 2025 following the passage of ...

Starting in 2026, people aged 50 and older who earn more than $145,000 a year at one employer will face a big change in how ...

Starting in 2026, high earners over the age of 50 must make 401(k) catch-ups after-tax. Savers may not be celebrating, but ...

Bond income and certain dividends from stocks and mutual funds are subject to the usual federal income tax rates. On the ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can withdraw any contributions at any time without paying taxes or penalties.

Up to 85% of your Social Security benefits may be taxed, but a new "senior deduction" can cut taxes—unless your income is too ...

The newly passed "One Big Beautiful Bill Act" has enormous financial repercussions, especially for those people living in or planning for retirement. On this episode of Decoding Retirement, host ...

Discover why moving to a no-income tax state in retirement isn’t always cheaper, and learn how property taxes, insurance, and ...

After decades of squirreling away money for retirement, there comes a time when retirees must start withdrawing money from their accounts. Drawing down 401(k), IRA and other assets earmarked for ...