Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...
Mortgage giant Fannie Mae has announced it is scrapping its minimum credit score requirement of 620. This major policy change, which takes effect this weekend, aligns Fannie Mae with its counterpart ...
Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie Mac, which made a ...
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