NEW YORK -- It may soon be harder for many of us to get loans and open new credit. FICO, the system which calculates credit for roughly 110 million Americans, is changing the way it assigns scores, ...

A new independent study is sharpening the debate over which credit scoring model will define the next era of mortgage ...

New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

A credit mix refers to the different types of credit accounts, like credit cards and loans, that can influence 10% of your ...

A batch of loans originated by Newrez and delivered to Freddie Mac is providing one of the first real-world examples of how ...

Silvio Tavares’s letter, “VantageScore Predicts Risk Better Than FICO” (Letters, Feb. 23), is irresponsible and incorrect. Mr. Tavares, VantageScore CEO—along with the mortgage market—know that FICO ...

Here's the trap: Your card issuer reports your balance to the bureaus on your statement closing date, not your payment due ...