Confused about how to get out of debt? Here's how to decide if debt relief or credit counseling would work best.

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Debt consolidation can be a strategic financial move, but its effectiveness depends on individual circumstances and choices.

Debt Consolidation vs. Debt Settlement: What's the Difference? Struggling with multiple debts? Understanding the difference between debt consolidation and debt settlement is crucial for managing your ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off ...

Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. Debt management programs, meantime ...

While inflation has cooled significantly compared to recent highs, many Americans are still burdened by high consumer goods costs caused by years of high inflation, especially at gas stations and ...

Debt consolidation is a financial strategy designed to simplify debt repayment by combining multiple debts into a single payment. There are two main approaches: debt consolidation programs and debt ...

(NewsNation) — Americans are spending more money on certain things like holiday shopping, data shows, even as inflation remains a top concern. Some are spending money they don’t have. Nearly one in ...

(TNND) — Credit card balances fell by $29 billion, or about 2%, last quarter, according to the New York Fed's report on household debt that was released Tuesday. Credit card balances for Americans now ...