Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

The demise of Metropolitan Capital Bank & Trust on Jan. 30 marked the first bank failure of 2026 and the 15th since November 2019. The Federal Deposit Insurance Corp. took over the $261.1 ...

David Dierking has 20+ years of experience in the investment services industry. He is a contributing writer for a half dozen investment websites. How long you keep your bank statements depends on the ...

Bank of America offers a great branch and online experience, but like many traditional banks, it pays little interest on its savings products. Many or all of the products on this page are from ...

Reem Heakal is a writer who became an Investopedia contributor in 2003. Her writing covers a wide array of large-scale financial topics. The Bank for International Settlements (BIS) serves as a bank ...

As a nationally recognized personal finance writer for the past decade, Jacob Wade has written professionally about banking and other consumer topics for Investopedia, Money.com, The Balance, ...

Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of February 8, 2026. *Earn up to 4.00% Annual Percentage Yield ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...