High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Unlike with traditional IRAs, Roths do not provide tax savings, so anyone converting such funds to a Roth must pay federal income taxes on the amount converted.

Looking for a flexible retirement plan that meets your self-employment needs? A Solo 401(k) account can allow you to ...

Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees' 401(k) ...

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay. By Ann Carrns If you’re a ...

Beginning January 1, 2026, certain higher‑earning employees who make catch‑up contributions to employer‑sponsored retirement ...

Retirement planning isn’t just about saving money. Here’s how to approach it with strategy by aligning income, risk, taxes and lifestyle goals for long‑term security ...

The bestselling personal finance author and the nonprofit organization for Americans over 50 send a key message.

If your FRA monthly benefit is $2,778, for example, waiting until 70 would boost that to $3,575. Starting at 62, though, will result in a monthly payment of just $1,822. The Social Security Quick ...

If you are over 50 and earning a high income, your retirement savings strategy may be in for a surprise. Many workers rely on 401(k) catch-up contributions to build wealth as they near retirement, ...

Tobi is a crypto writer at Investopedia. He aims to simplify the complex concepts of blockchain and cryptocurrencies for the masses. Roberto Jimenez Mejias / Getty Images When your roof starts leaking ...

The IRS is changing how Americans can make catch-up contributions to their workplace retirement accounts, which could have significant implications for retirement planning and budgeting. A new rule ...