The provision emerged from President Donald Trump’s campaign pledge to end taxes on Social Security. But experts say many are excluded.

The $40,000 cap would begin this year, with the same $500,000 income phaseout, and both figures would rise by 1% annually from 2026 through 2033.

WASHINGTON—The GOP’s sprawling tax-and-spending bill narrowly passed the Senate Tuesday, after a tense 26-hour session in which Republican leaders worked to try to win over holdouts.The final package clocked in at 887 pages,