Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using fiat currency via the ...

The COVID-19 pandemic has reshaped our lives in many important ways, and some of these changes are likely permanent. One significant change is that more older adults are moving back home with their ...

I am a single parent with a teenage son, and as a writer with an ever-changing level of income, I’m always watching what I spend. Many Americans are in my situation, and many have slashed their ...

“What should I do?” Over the years, I’ve been asked innumerable times by people for advice about investments, insurance, and other financial matters in the hope that there is a simple, ...

If your child is one of the millions of college freshmen headed off to school, your August might be packed with shopping, gathering textbooks, and packing up entire rooms. And while picking out the ...

There’s already a lot of misinformation out there about the Credit Card Competition Act. For once, most is apolitical, at least for now, since the act is a bipartisan bill. So let’s all just take a ...

If you’re preparing to buy your first home, watch out. Scammers are lurking everywhere, eager to con you at every stage of the process, from mortgage application to home inspection. And it’s not just ...

If your closet is overflowing with clothing, shoes, and handbags you never wear, it’s time to initiate a closet cleanout. Not only can organizing your wardrobe “spark joy,” in the words of the ...

I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

Eco-conscious consumers know that trade-offs are a fact of life. Just about every purchase we make has a carbon footprint, as do activities as simple as flicking on the lights or turning on the air ...

The Chase Sapphire Reserve and Chase Sapphire Preferred are two extremely popular travel credit cards. And while both cards have the same credit card issuer and similar-sounding names, there are some ...