Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

Fed rate cuts have made home equity loans affordable. Here's how much a $40,000 home equity loan costs monthly now.

A home equity line of credit, or HELOC, is a popular financing option for homeowners looking to leverage the equity they have in their homes. Unlike a traditional loan, a HELOC provides a revolving ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Both home equity loans and home equity lines of credit (HELOCs) allow you to borrow against the value of your home, but their exact terms vary. If you’re looking for a way to borrow money – whether ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

A simple rule can prevent you from overdoing it with a home equity line of credit. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...