Yes, Social Security has its flaws and its funding challenges, but to suggest that the program is some kind of conspiracy aimed at harming or misleading the working public is false. The reality is that Social Security remains a fundamental part of the U.S. retirement system — one that is admittedly showing its age.

Arguably, the biggest change coming to Social Security in 2025 is the annual cost-of-living adjustment, or COLA. To be sure, inflation has cooled off considerably, and as a result, the COLA that goes into effect for 2025 isn't nearly as large of an increase as those of the past few years.

Rep. Rich McCormick (R-Ga.) said Tuesday that lawmakers will ultimately face tough choices on spending in next year’s unified GOP government, suggesting cuts may be coming to social welfare programs.

Republicans are already revealing their eagerness to cut earned benefits for millions of Americans, if one House Republican is to be believed. In a recent interview with Fox Business host Maria Bartiromo,

Rep. Richard McCormick (R-GA) told Fox Business that Republicans will desperately need help from Democrats if they intend to cut Social Security and Medicare — both of which are programs Democrats have historically supported.