Millions of people rely on Cleo to get to grips with their financial lives thanks to expert-level insights. See what you earn, what you owe, and get ready for what’s next.

Meet Cleo—The AI-powered budgeting app that simplifies finance management, tracking spending and bills, and providing personalized insights.

Meet the AI assistant that's helped 6 million people avoid their overdraft, build credit, and budget better. Try Cleo today for free.

A former data-scientist with an MSc in Machine Learning, Barney Hussey-Yeo launched Cleo from his bedroom in 2016 with a single conviction: the next generation would talk to their money, not tab …

What does Cleo do? You want to know what Cleo can do and how to get the most out of her J H C By Janina and 2 others4 articles

With Cleo, your credit score can’t stop you from accessing up to $250. We don’t do credit checks—not even soft ones.

At Cleo, our career progression and salary banding frameworks are open-sourced. That means you can see exactly where you sit right now, what skills you need to work on to get to the next step, and track …

Jul 8, 2025 · Diving Deeper Our team breaks down how Cleo does what she does, from her architecture and reasoning, to the personality you love.

Jun 19, 2023 · So the first thing Cleo's AI does is determine if your question is even something they’d be good at answering. If it is, the next step is to package up the relevant info or point them to the …

Sep 8, 2023 · Cleo can help you set a savings goal and guide you on the amount to set aside monthly, weekly, or even daily. She's like your very own personal finance coach, right at your fingertips.