Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking—Is $1,000 really enough? It is. This isn’t your forever emergency fund. It’s your starter fund to keep you from going deeper into debt while you attack Baby Step 2. When you’re focused, you’ll knock out debt fast, and then you can build a fully funded emergency fund. Stick to the plan—it works! | Dave Ramsey

The Baby Steps are a 7-step proven plan to help you pay off debt, grow your savings, and build wealth for the future. THIS is how you take back control of your money. Baby Step 1: Save $1,000 for a starter emergency fund. Baby Step 2: Pay off all debt (except for the house) using the debt snowball. Baby Step 3: Save 3-6 months of expenses in a fully funded emergency fund. Baby Step 4: Invest 15% of your household income in retirement. Baby Step 5:Save for your children's college fund. Baby Step

How to Get Out of Debt & Build Wealth: Baby Step 1: Save $1,000 for your starter emergency fund. Baby Step 2: Pay off all debt (except the house) using the debt snowball. Baby Step 3: Save 3–6 months of expenses in a fully funded emergency fund. Baby Step 4: Invest 15% of your household income in retirement. Baby Step 5: Save for your children’s college fund. Baby Step 6: Pay off your home early. Baby Step 7: Build wealth and give. | Ramsey Solutions

Tucker: East Coast opinion columnists may routinely denigrate them, but Americans remain a caring, generous people. And sadly, some people take advantage of that. A year ago, Mark Damico and Kate McClure raised over $400,000 on Go Fund Me, allegedly to help Johnny Bobbit, a homeless man who had assisted them when they ran out of gas on the highway. Later, bobbit accused the couple of keeping the money for themselves. Now, authorities say the entire story was a hoax from the beginning, and all th