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What salary do you actually need to live comfortably in America’s biggest cities? Using the 50/30/20 rule, “comfortable” means covering needs, wants, and savings without stress. Based on 2026 cost-of-living data, the range is huge. Most Expensive Top 10: New York, NY: $136,000+ for a single person San Francisco, CA: $131,000 San Jose, CA ...
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